Last updated 25 July 2026
Aelyx provides generic information and models scenarios you set up yourself. It does not provide financial advice or a personal recommendation, and nothing in the app should be treated as one. It does not consider your full circumstances — your wider finances, needs, goals, health, or attitude to risk — the way a regulated adviser would.
Every number is an estimate based on the inputs you give and on assumptions and current rules (tax rates, allowances, thresholds, and pension mechanics). Assumptions can be wrong, and rules change — often. Real outcomes will differ, and no result is a promise or guarantee of any future outcome. Investments can fall as well as rise, and you may get back less than you put in.
Aelyx is not authorised or regulated by the Financial Conduct Authority (FCA) and does not carry out any regulated activity. It does not arrange, advise on, or sell any financial product.
Before making any financial decision — pensions, investments, mortgages, transfers, or tax — you should consult a suitably qualified, FCA-regulated professional who can consider your specific circumstances. For a defined-benefit ("final salary") pension in particular, regulated advice is strongly recommended and, above certain thresholds, required by law. You can check the FCA register at register.fca.org.uk and find advisers via retirement or advice directories.
Tax treatment depends on your individual circumstances and may change in the future. Aelyx's tax figures are illustrative, based on current UK rules as we understand them.
Aelyx is built for UK residents and UK rules. It may be wrong or irrelevant if you are taxed elsewhere.
See also our Terms of Use and Privacy Policy. Questions: hello@aelyx.app.